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Comenity Bank provides Torrid’s credit card. In most cases, a good credit history allows you to apply online and have your application approved within minutes. You can further …Torrid credit card - Help. We will have scheduled system maintenance on Account Center and in the Bread Financial app between April 28 at 11 p.m. Eastern Time (ET) and April 29 at 1 a.m. ET. During this time, there may be limited functionality on the website. We recommend that you plan to access your account outside of these hours.home > customer service > torrid credit card. Get 40% off your first purchase when you open and immediately use the Torrid Credit Card online. 1. Get an Extra 5% off every purchase with your Torrid Credit Card. 2. A special $15 off $50 purchase Welcome Offer when your Torrid Credit Card arrives. 3. Get exclusive access to sales, offers and more!

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